Even before the COVID 19 pandemic, many seniors were already considering ageing gracefully in their own homes. The comfort, familiarity, and independence that we get from our home is truly irreplaceable, especially for our senior loved ones. However, with the pandemic’s impact on nursing homes and assisted living facilities, even more seniors are now committed to “aging in place.” This shift is driven by a desire for security, privacy, and a lifestyle wherein they can still feel independent and in-control of their lives despite the drastic changes they encounter not just physically, but emotionally.
Staying at home often means needing extra help, especially as health needs arise as one ages. In-home care can provide that support, offering anything from medical assistance after an illness to help with daily tasks like cooking, cleaning, and even companionship. Now the question and the biggest challenge is, “How will they cover the costs for this care and support?” Like any other service in this time of inflation, costs can increase over time and for some or most people, budget is always a huge factor. For seniors and families interested in home care services, looking for attainable options to afford this is their first step.
Did you know that a reverse mortgage might be a smart option for seniors looking to stay in their homes as they age? For homeowners 62 and older with substantial home equity, a reverse mortgage provides access to cash that can help cover the costs of in-home care or even fund home modifications for safer, comfortable aging in place. With flexible options like receiving funds in a lump sum or monthly payments—and no repayment required if the home is the primary residence—this approach offers real peace of mind. Considering that this is a big financial decision, consulting a licensed professional is essential to fully understand the options and make the right choice!
Let’s explore the Top 3 Reverse Mortgage Experts for Seniors in Arizona to help guide families on this important journey.
1. Renny Mitchell – Renny@NyftyLending.com https://nyftylending.com/ (480) 677-1476
Renny has over 40 years of experience in mortgage lending and is currently the VP of Operations at NYFTY Lending. Since starting his career in 1982, he’s stayed focused on operational excellence, client satisfaction, and industry growth. Renny is passionate about building strong, service-driven teams and creating innovative solutions to meet clients’ needs. He’s committed to making sure NYFTY Lending continues to lead the way in the mortgage industry with top-notch service and high standards.
2. Stewardship – Real Estate, Home Loan, Insurance, and Financial Advisors https://stewardship.pro/reverse-mortgage/
The team is a group of real estate, home loan, insurance, and financial advisors . Their goal is to always help their clients with wisdom, transparency, humility, innovation, and love. Their mission is to genuinely serve people, guiding them through important financial decisions with integrity and care. This commitment has earned them awards like Mortgage Broker of the Year for Arizona and a spot among the Top 100 Brokers in the Country, reflecting their passion for empowering clients and building trusted, lasting relationships.
3. James Ventura https://easemtg.com/team-member/james-ventura/
James Ventura has dedicated the past 23 years to offering in-person and online education on home buying, veteran lending, IRRRLs, and reverse mortgages for seniors in Arizona, Florida, and Colorado. He provides clients with strategic, personalized plans tailored to their needs, whether they’re first-time homebuyers, refinancing, renovating, investing, or managing retirement with a HECM mortgage.
